The Best Fertilizer for Money Trees

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Money Tree foliage of new growth.

Wondering what fertilizer to use for your Money Tree? Good news: Money Trees (Pachira aquatica) aren't particularly fussy when it comes to feeding.

The best fertilizer for a Money Tree is a balanced liquid houseplant fertilizer, used about once a month during spring and summer. Look for a balanced formula, such as 10-10-10, and always follow the instructions on the label.

Here’s what you need to know.

Do Money Trees Need Fertilizer?

Yes, but not much.

Over time, your Money Tree uses up the nutrients in its soil. A little fertilizer during its growing season helps replenish those nutrients and encourages healthy new leaves and strong growth.

The most important thing to remember? More isn't better. Too much fertilizer can actually damage your plant.

What Kind of Fertilizer Is Best for a Money Tree?

Choose a balanced liquid fertilizer made for indoor plants. You don't need anything specifically labeled for Money Trees.

If you see three numbers on the fertilizer bottle, like 10-10-10, don't be intimidated. These simply represent the balance of three important plant nutrients: nitrogen, phosphorus, and potassium.

For a Money Tree, an evenly balanced formula is a great choice.

How Often Should You Fertilize a Money Tree?

Keep it simple: fertilize about once a month during spring and summer, when your Money Tree is actively growing.

In fall and winter, your plant's growth naturally slows down, so you can take a break from fertilizing until spring.

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How to Fertilize Your Money Tree

Liquid fertilizer is one of the easiest options because you can simply add it when you water.

Follow the dilution instructions on your fertilizer, and apply it to damp soil. If you're unsure how much to use, err on the side of less rather than more.

Fertilize 1-2 times per month in the spring and summer, reducing in the fall and stopping entirely in the winter, unless your plant is actively still growing.

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Money Tree Fertilizing FAQ

Can you use coffee grounds on a Money Tree?

We don't recommend adding coffee grounds directly to your Money Tree's soil. While you'll find plenty of DIY plant fertilizer tips online, coffee grounds can change how the soil holds moisture and may encourage mold or fungus gnats indoors. A balanced houseplant fertilizer is a much simpler and more predictable option.

How do I know if I'm using too much fertilizer?

Brown or crispy leaf tips, yellowing leaves, or a white crust on top of the soil can all be signs that you've used too much fertilizer. If this happens, stop fertilizing for a while and give your plant a thorough watering, allowing the excess water to drain completely.

What is the best fertilizer for a Money Tree?

A balanced liquid fertilizer designed for indoor houseplants is an easy, reliable choice. Look for a balanced formula such as 10-10-10.

Should I fertilize my Money Tree in winter?

Money Trees grow more slowly during the winter and don't need the extra nutrients. Start fertilizing again in spring when you see new growth. However, if your Money Tree is actively growing despite it being winter, you may fertilize.

Sources

This article was written with insights from the certified Plant Doctors at Léon & George. Experts in botany and horticulture, our Plant Doctors are seasoned professionals with years of experience caring for plants, both in their work and at home as passionate hobbyists. Their guidance ensures that our plant care recommendations are rooted in scientific knowledge and practical expertise.

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